Call for Mortgage Insurance

To make the search call for mortgage insurance, use the following procedure in your search request:

1. Set the search.miCriteria field with the appropriate MiCompanyId:

   "search": {
     "miCriteria": {
       "miCompanyId": "{{company ID}}",
       "miCompanyName": "{{company name}}"  // optional field
     }
   }

2. Make sure the LTV is above 80% by having the purchase, appraisal value, and loan amounts set up correctly.

3. Set criteria.pmiType to BPMI:

   "criteria": {
     "pmiType": "BPMI"
   }

Example Payload

{
  "companyId": "57983532e4b063ac0cad4d18",
  "date": null,
  "criteria": {
    "purchasePrice": 500000,
    "loanAmount": 400000,
    "pmiType": "BPMI",
    "loanPurpose": "Purchase",
    "loanType": "Fixed",
    "mortgageType": "Conventional",
    "propertyUse": "PrimaryResidence",
    "fico": 760,
    "monthlyIncome": 5000,
    "monthlyDebt": 1,
    "clientDti": null
  },
  "miCriteria": {
    "miCompanyName": "Arch MI"
  },
  "property": {
    "address": {
      "zip": "91776",
      "state": "CA"
    },
    "propertyType": "SingleFamily",
    "numberOfUnit": 1
  },
  "termsCriteria": [30],
  "loanPurposeCriteria": ["Purchase"],
  "mortgageTypes": ["Conventional"],
  "loanTypeCriteria": ["Fixed", "Variable"],
  "varLoanTypeCriteria": []
}

note

MI company policy numbers must be configured with Lender Price Client Services. Other MI agencies besides Arch MI are available.